Skip to Main Content
Student Health Services

Florida Board of Governors 6C-6.009 requires that all international students with F and J status have medical insurance prior to registration. Proof must be submitted to the International Insurance Department located within the Health Information Management and Compliance Office at Student Health Services.

Students will receive an "HEINS" service indicator (health insurance hold) on their myUCF student account. Students will not be allowed to register for classes or continue enrollment without complying with the medical insurance requirement. There are no exceptions to this rule.

The medical insurance requirement can be met in one of two ways:

  • By purchasing the UCF-recommended Gallagher Student Health plan.
  • By submitting proof of an alternative insurance that is compliant with all of the Florida Board of Governors requirements.

Coverage must be continuous. It cannot lapse during school breaks, even if you return to your country during the break

The minimum coverage dates for each term are listed below:

Undergraduate and Graduate

Term Effective Date Termination Date
Fall August 15, 2016 December 31, 2016
Spring January 1, 2017 May 4, 2017
Summer May 5, 2017 August 14, 2017

English Language Institute

Term Effective Date Termination Date
Fall August 15, 2016 December 31, 2016
Fall B October 10, 2016 December 31, 2016
Spring January 1, 2017 May 4, 2017
Spring B February 22, 2017 May 4, 2017
Summer May 5, 2017 August 14, 2017

Note: Documentation may not be submitted via email. Click here to upload your insurance documents.

Please allow 1-4 business days for processing after you have submitted your documentation.

UCF has partnered with Gallagher Student Health to provide international student health insurance coverage through United Healthcare Student Resources. Additional resources and information about the plan are available below:

Graduate or Undergraduate

Coverage Option Start Date End Date Enrollment Deadline Rate
Annual August 15, 2016 August 14, 2017 September 30, 2016 $1,992
Fall August 15, 2016 December 31, 2016 September 30, 2016 $759
Spring/Summer January 1, 2017 August 14, 2017 January 30, 2017 $1,223
Summer May 5, 2017 August 14, 2017 May 30, 2017 $557

English Language Institute

Coverage Option Start Date End Date Enrollment Deadline Rate
Fall August 15, 2016 December 31, 2016 September 30, 2016 $759
Fall B October 10, 2016 December 31, 2016 $453
Spring January 1, 2017 May 4, 2017 January 30, 2017 $677
Spring B February 22, 2017 May 4, 2017 $393
Summer May 5, 2017 August 14, 2017 May 30, 2017 $557

If you have additional questions regarding the Gallagher Student Health plan, please contact an account representative.

UCF Student Health Services has pre-approved several alternative insurance plans that you may also choose from. If you choose a pre-approved plan, you are not required to provide a Compliance Form. You are required to submit proof of insurance. This document will include your:

  • Name
  • Policy number
  • Plan effective and termination dates

For more information regarding pre-approved alternative plans, see the Alternative Insurance List. An online waiver is not required for any alternative insurance plans.

UCF Student Health Services will accept any insurance that is compliant will ALL of the Florida Board of Governors requirements for international students. If you have existing coverage that has not been pre-approved by Student Health Services, you must submit the following information for consideration by our office:

  • Proof of insurance
    • Name
    • Policy number
    • Plan effective and termination dates
  • Compliance Form
    • Completed by you and the insurance company

The Compliance Form attests to the fact that your plan meets all of the Florida Board of Governors requirements. This form must be signed and stamped by the insurance company. Our office reserves the right to independently verify any submitted Compliance Forms. An online waiver is not required for any alternative insurance plans.

Plans that do not meet all of the Florida Board of Governors' minimum requirements will not be accepted. Please review the Florida Board of Governors requirements prior to purchasing any alternative plan.

Students whose insurance is provided by a government sponsor will require specific documentation based on their sponsor. The required documents for all pre-approved groups are listed below:

Group Required Documentation
Saudi Arabian Cultural Mission United Healthcare insurance card, financial guarantee
Embassy of Kuwait Cigna insurance card, proof of insurance letter
Embassy of the State of Qatar United Healthcare insurance card, financial guarantee
Embassy of Oman United Healthcare letter of coverage, financial guarantee
Embassy of United Arab Emirates Aetna insurance card, financial guarantee
Iraq (MOHESR or HCED) Contact sponsor to purchase University insurance

If your sponsor is not listed above, please submit your insurance information and a statement of financial support for review by our office.

All GTAs or GRAs who are eligible for insurance purchased by the College of Graduate Studies cannot turn in documentation directly to Student Health Services. Confirmation of insurance must be provided directly by the College of Graduate Studies.

  1. Complete your assistantship agreement with your hiring department.
  2. Accept the insurance award on your myUCF account following an email from the College of Graduate Studies.
  3. Once your agreement is processed, the College of Graduate Studies will contact Student Health Services to lift your insurance hold.

You must allow at least 2-4 business days for the College of Graduate Studies to process your application. Insurance holds will not be temporarily released without confirmation of insurance from the College of Graduate Studies. Inquiries regarding the status of your insurance hold should be directed to the College of Graduate Studies. Their contact information can be found below:

Millican Hall, Room 230
4000 Central Florida Blvd.
Orlando, FL 32816
Phone: 407-823-2766
Fax: 407-823-6442
http://www.graduate.ucf.edu/

If you are a Global Achievement Academy student, your insurance will be purchased by Global UCF. They will purchase and submit your insurance coverage to our office on your behalf. Please contact them directly to inquire about your insurance.

International Affairs & Global UCF
4356 Scorpius Street
Building GB 139
Orlando, FL 32816-0130
Phone: 407-823-2337
Fax: 407-823-2526
https://www.international.ucf.edu/
  • Upload your documents below as a SINGLE FILE including proof of insurance coverage and any supporting documents (e.g. Insurance Processing Agreement or Compliance Form).
  • Upload your file as a PDF or JPEG.
    • No encrypted files
  • Save file as your Last Name, First Name, Date of Birth (MM/DD/YYYY)
    • Example: Doe John MMDDYYYY
    • Name on file must match name on UCF records

Submit Completed Insurance Documents

Please allow 1 to 4 business days from the first business day. If you are uploading your records after 3pm, the following day will be considered the first business day. After 5pm on Friday, the 1 to 4 business day processing time will apply from the first business day of the following week.

Please be advised that if your document has a virus, is missing your name, or is damaged, we will not be able to process your records. Please make sure your document is either a JPEG or PDF file. If your document is encrypted, we cannot process the record. Please ensure that your records contain the name UCF has on file for you. If any of these issues occur, we will not be able to process your submission.

Email: HSIntInsurance@ucf.edu
Phone: 407-823-6295
Campus location: UCF Student Health Services Bldg 127, Health Information Management and Compliance Room 213
Mailing Address: PO Box 163333 Orlando, FL 32816
Accreditation Association for Ambulatory Health Care, Inc.

UCF Student Health Services is accredited by the Accreditation Association for Ambulatory Health Care.